Health insurance is a hot topic in the country now, but it doesn’t change the fact that there are people who can’t afford one. Without health insurance, your options can be limited. Even a single consultation at a primary care physician’s office may cost more than you can afford to spend.
When You Don’t Have Insurance
Without health insurance, much-needed medication is difficult to purchase. Buying medicines, and refilling the dose, will be expensive in the long run for those who need continuous medication. Without insurance to cover these costs, it will be difficult for an ordinary citizen to have access to quality and regular health care.
As such, programs exist to help those without insurance coverage.
Most people without health insurance come from families with jobs that pay just enough to put them above the Medicaid category, but not enough to buy a health insurance plan for them. Because of this, they’re left with fewer options than those who could afford an insurance plan. Going to the doctor and getting medication become an optional expense.
To help such families in need of medication, patient prescription assistance programs have been created. If you are in need of medical assistance, here are a couple of things you can do:
- Check your eligibility for Medicaid – Medicaid is an insurance dedicated to those with low income. Check to see if you qualify.
- Seek government assistance – In case your income is above Medicaid eligibility, there are other healthcare assistance programs within your community which are sponsored by the state. If you previously had coverage during your employment but was laid off or terminated, you can check with the government if you are eligible for COBRA.
- Talk to your provider – Be honest with your healthcare provider about your ability to pay or not. Providers will have alternative services or medications available that can better fit your budget. Depending on whether you go to a private clinic or a hospital, the provider can sometimes wave your visitation or consultation fee.
- Ask for discounts – Before paying or handing over your debit card, ask if there are discounts available for the service/s you are about to receive. This way, you can save up for other matters as well.
- Visit community health clinics – The government funds several free community clinics across the state. Their less-than-stellar reputation may cause patients to hesitate to receive healthcare from them, but it’s entirely situational. The best thing to do if you are scared is to go to one that you know can provide quality services despite the low cost.
Look for Trustworthy Programs
The Rx Solution believes people need not have to choose between their basic needs and medication. You don’t have to pick one over the other, as you need both to survive. We welcome all those who still have difficulties in buying their prescription medicines despite the programs and facilities available.
Fill out our form and contact us today if you are in need of our assistance programs.